7 Money Rules The Rich Use To Build Wealth

We all want to be rich, but few of us know what it takes to achieve it. Contrary to popular belief, wealth is not just about having a lot of money. It’s about knowing how to use it wisely, and this is where the rich have a distinct advantage. They use simple money rules to create a secure financial future for themselves, and you can do the same. In this article, we’ll explore seven money rules the rich don’t want you to know, but you need to know.

Rule #1: The Rule of Time

Time is a limited resource that we can’t buy. The rich understand this paradox well and use their time wisely to maximize their return on investment. They prioritize what matters most and delegate or automate mundane tasks, freeing up more time for themselves. To make progress each day towards achieving your dreams, you need to be mindful and intentional with how you spend your time.

Rule #2: The Rule of Value

The wealthy know that money is not the most important thing in life. They prioritize their values and create a personal mission statement that reflects their beliefs. They take calculated risks with investments and focus on long-term goals, understanding that money is a tool for good when handled responsibly. They use their wealth to invest, donate, and improve their communities, making a larger impact with their money than if they kept it all for themselves.

Rule #3: The Rule of Protection

Protection is key to building wealth. The rich have a financial safety net in place, such as an emergency fund, insurance coverage, tax-saving strategies, and wise debt management. These protection strategies help safeguard their wealth and give them peace of mind knowing that their finances are secure, no matter what life throws their way.

Rule #4: The Rule of Analysis

Financial analysis is critical to making informed choices about how to use your resources. The rich always consider the costs and benefits of any decision regarding their finances, looking at both the short-term and long-term implications. They consult with financial advisors or other professionals who can provide expert advice on the best use of their resources.

Rule #5: The Rule of Growth

The rich know that wealth is not static. It’s a dynamic process that requires ongoing learning and growth. They invest in themselves through education, skill-building, and personal development, knowing that their knowledge and expertise will pay off in the long run.

Rule #6: The Rule of Generosity

The wealthy understand the power of giving back. They are generous with their time, resources, and knowledge, cultivating relationships with organizations, charities, businesses, and individuals who share their values. They know that generosity is a form of investment that pays dividends in the form of goodwill, reputation, and trust.

Rule #7: The Rule of Education

Education is the key to financial freedom. The rich understand this and invest in their education, whether it’s formal or informal. They seek out knowledge and expertise from a variety of sources, including books, courses, mentors, and networks. They know that their education is an asset that will pay off in the long run.


Building wealth is not rocket science. It’s about knowing and applying the simple money rules that the rich use every day. By following these seven money rules of time, value, protection, analysis, growth, generosity, and education, you too can take control of your finances and start building wealth for yourself.

It’s important to understand that building wealth is a long-term process, and it requires discipline, patience, and a willingness to learn and adapt. It’s not something that happens overnight, but with consistent effort and smart financial decisions, you can achieve financial freedom and build a secure future for yourself and your loved ones.